Archive for Home Buyer Credit

Nov
10

Home Buyer Credit

Posted by: Jan Lindsley | Comments (0)

Obama Signs Legislation Expanding Home Buyer Credit
By Christine Grimaldi and Brett Ferguson

President Obama Nov. 6 signed a bill (H.R. 3548) extending and expanding home buyer tax credits and net operating loss carryback rules into 2010.

The Worker, Homeownership, and Business Act extends the $8,000 first-time home buyer tax credit, established through the American Recovery and Reinvestment Act (Pub. L. No. 111-5), through April 30, 2010. Existing homeowners may take a new $6,500 tax credit if they opt to purchase a different home as their primary residence.

Parties who have already entered into a binding contract on a home could still take the home buyer credits if they close on the home in 60 days.

The law increases ARRA’s income caps for credit eligibility to $125,000 for individuals and $225,000 for couples.

The Senate Nov. 4 passed the bill, 98-0, and the House Nov. 5 voted 403-12 under an expedited process to send the legislation to the president’s desk (213 DTR GG-1, 11/6/09; 212 DTR GG-1, 11/5/09).

Nov
04

First Time Homebuyer Credit

Posted by: Jan Lindsley | Comments (0)

First Time Homebuyer Credit

If you purchase a home or condo between January 1, 2009 and November 30, 2009, then you may qualify for a credit of up to $8,000.  To qualify, neither you or your spouse (if applicable) can have owned a home during the past 3 years, and you MUST CLOSE escrow not later than November 30th, 2009.   You can only get the credit after the closing date.  As long as you live in the home for at least 3 years, the mo

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